Federal Student Financial Aid

USM participates in the following financial aid programs through the U.S. Dept of Education.  The application process begins by filing the Free Application for Federal Student Aid online at

All figures are listed below are estimates and subject to change according to federal law.  Visit for more information about these federal student aid

Federal Pell Grants - The Pell Grant Program is a federal aid program designed to provide financial assistance to those who need it to attend college.  Pell Grants are direct aid which the student is not required to repay. To qualify for these awards, students must demonstrate financial need as well as a promise of academic success. A direct application is required. Authorized maximum awards for 2012-2013 was $5,500.

Federal Supplemental Educational Opportunity Grants - These federal grants are available for students who have demonstrated high financial need. Amounts usually range from $500 to $1,500. Funding is limited.

Federal Work Study (Student Employment) - USM offers part-time employment to help offset educational, living, and social expenses. Positions are available in the gym, offices, laboratories, library, reception desks, and switchboard. Assignments are based on the student’s total financial package. Earnings range from $800 to $1,500 for the year.  Funding is limited.
Federal Perkins Loan - USM participates in the Perkins Loan program. Eligibility is based on need. The loan ceiling for undergraduates is $27,500; annual loan limits are $5,500 for undergraduates. No interest accrues on these loans before graduation or withdrawal from university. Interest thereafter is paid at the rate of 5% per year. The loan can qualify for cancellation under certain conditions as long as the borrower is not in default. Contact the Financial Aid Office for the list of cancellation conditions. Funding is limited. 
(Coming soon – information about the Perkins Loan Entrance and Exit Counseling)

Federal Direct Stafford Loans - There are two kinds of federal Stafford loans. The subsidized loan is based on need; the federal government “subsidizes” the interest on this loan while the student is in school. The unsubsidized is not need-based; it is available to students regardless of personal or family income, but the student pays the interest on it while he/she is in school. Students are under full obligation to repay either loan six months after graduation or when they drop below the required course load.

Federal TEACH Grant - The TEACH Grant Program provides grants of up to $4,000 a year to students who are completing or plan to complete course work needed to begin a career in teaching. As a condition for receiving a TEACH Grant, you must sign a TEACH Grant Agreement to Serve in which you agree to (among other requirements) teach…

  • in a high-need field

  • at an elementary school, secondary school, or educational service agency that serves students from low-income families

  • for at least four complete academic years within eight years after completing (or ceasing enrollment in) the course of study for which you received the grant.

University of Saint Mary TEACH Grant Eligible degree programs:
Undergraduate students who have declared a major, or signed an intent of declaration, in one of the following disciplines:

  • Mathematics and Secondary Teacher Certification

  • Science and Secondary Teacher Certification

Graduate students who have earned a Secondary Teacher Certificate in any high need field and admitted to USM’s Master of Education or Master of Arts in Teaching program.

State of Kansas Financial Aid Programs

USM participates in all of the financial aid programs offered through the State of Kansas. To be eligible for a Kansas grant or scholarship, students/families must establish residency in Kansas.  For more information about residency and scholarships deadlines go to

Kansas Comprehensive Grants are available for full-time undergraduate Kansas students. The 2012-2013 average award was $3,000. The exact value is based on state regulations, financial need, and availability of funds; priority is given to those who complete the Free Application for Federal Student Aid by April 1.

Kansas State Scholarships are available for Kansas high school graduates who rank high in their classes and receive high scores on the ACT or SAT. The award is based on financial need and completion of the Free Application for Federal Student Aid. The priority date for application is March 15 for the following academic year.

Kansas Kids @ GEAR UP is a U.S. Department of Education funded program with Wichita State University as the administrators of this program. Children in foster care are given top priority for services, while limited income children also qualify for this program. Learn more at